Financial toolkit
The financial toolkit turns the numbers behind your startup from guesses into working models. Instead of a spreadsheet of formulas, you get a set of calculators that take the inputs you have today — customers, churn, cash, salary — and show you what they mean for survival, growth, fundraising, and exit.
Two levels: per idea and per workspace
Section titled “Two levels: per idea and per workspace”Every calculator in the toolkit works at two levels:
- Per idea — the model belongs to one startup. Use this when each of your ideas has its own revenue, costs, and cap table (the common case for a founder evaluating several companies).
- Workspace — the model describes the whole venture across all ideas. Use this when you’re treating everything you’re building as one business.
The same page adapts to whichever level you’re viewing, and your saved snapshots follow the idea or workspace they belong to. When you’re inside an idea, the toolkit opens in per-idea mode automatically.
What you can model
Section titled “What you can model”Financial health & unit economics
- Unit economics — customer acquisition cost (CAC), lifetime value (LTV), the LTV/CAC ratio, payback period, and gross margin, with a clear health rating.
- Burn rate & runway — cash balance in, gross and net burn out, and how many months of runway that gives you. Add a hiring plan and watch the runway shrink month by month.
- Revenue projection — model monthly recurring revenue (MRR) and annualized revenue (ARR) out to a 60-month horizon, with compound annual growth rate (CAGR) compared against startup benchmarks.
- CAC/LTV trend tracker — record snapshots over time and see whether your unit economics are improving or deteriorating.
Fundraising & valuation
- Fundraising tracker — set your target raise, then track committed, in-pipeline, and remaining amounts with your investor list and notes.
- Valuation explorer — estimate a revenue-multiple valuation with growth adjustments, and compare pricing models (subscription, freemium, one-time) side by side.
- Cap table & waterfall — build a multi-round cap table (founders, option pool, seed, and later rounds) and see what each stakeholder owns, plus the payout waterfall at exit.
- Option pool planner — size your option pool and allocate grants by role, with pool-exhaustion warnings.
Founder equity & compensation
- Equity split — a weighted model scoring each founder across idea, execution, domain expertise, commitment, and capital.
- Dilution projector — see how founder ownership erodes across funding rounds, and the dollar value of your stake at each round.
- Option value — fair market value, strike price, spread, exercise cost, and tax-scenario comparisons.
- Salary-to-equity — convert a salary gap into the equity percentage that compensates for it.
Exit & investor returns
- Exit value — gross payout at a given exit, with qualified small business stock (QSBS) treatment and liquidation-preference scenarios.
- Investor returns — internal rate of return (IRR), multiple on invested capital (MOIC), and fund-level ratios.
- Carried interest — the standard waterfall with an 8% hurdle and 20% carry.
- LBO sensitivity — a grid of entry multiple × exit multiple × EBITDA growth, for evaluating buyout offers.
Scenario simulator
- Combine any of the above — growth rate, churn, round sizes, exit multiple — in one sandbox and see the combined impact on runway, dilution, and exit value at once.
Saving snapshots
Section titled “Saving snapshots”Any calculation can be saved as a snapshot. Snapshots let you compare scenarios, track how your model changes over time, and revisit a projection weeks later without re-entering the inputs.
A note on these numbers
Section titled “A note on these numbers”The toolkit is a modeling tool, not a promise. The outputs are only as good as the inputs you provide, and every startup’s numbers are different. Treat the results as informed starting points for discussions with your co-founders, advisors, and investors.